The bad thing about growing up for me was that my parents taught me absolutely nothing about money. My parents were divorced, my mom lived pretty modestly, and I think my dad actively kept from talking about money in front of me for fear I would say something to my mother. Funny thing we do to kids I guess.
I certainly could have used some advice from a personal finance company when I grew up as I was pretty clueless. I studied it on my own and can remember the first time I heard about earning interest. My mom was getting a divorce from my step-dad and she opened up a savings account that got about 5% interest. I asked what interest was and she told me that she would earn 5% interest on her savings account compounded daily. The part I missed was that it was 5% annually, I thought it was daily. I got all excited when I told her that she would be rich in just a couple hundred days, but that actually would have taken a couple hundred years.
After getting into some trouble after my first divorce (wonder if I got that from my parents), I wound up needing to find a credit card for bad credit as after we split the bills my ex-wife didn’t pay the bills and they came after me for the money. Not realizing what it would do to my credit I refused to pay the bills and just let it destroy my credit.